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In the UK, a debit card from the people who brought you Switch. In theory, it's accepcted anywhere that Switch is taken, which is usually pretty much anywhere that takes credit cards.

When you make a transaction with your Solo card, the card swiper machine dials up to the clearing bank to authorise the transaction. The money is then deducted from your account within a couple of days. If your account won't let you take any more money out of it, the transaction will be rejected.

For this reason, Solo is being marketed at under 18s, who are not legally allowed to borrow money.

Compare to Canada's Interac, but without the PIN number.

People 18 or over can apply for a Switch card instead.

Solo cards are issued by Bank of Scotland, the Halifax, HSBC and NatWest.

www.solocard.co.uk